Financial Inclusion We promote
initiatives in rural areas with greater participation of
employment-generating women.
Stainable and
socially responsible
Second Tier Company
Socially responsible
second-tier company in the
microfinance industry.
Boost the
industry with
friendly products and services.
microfinance environmentally

STATISTICS

ENTITIES SERVED BY COUNTRY
(MARCH 2021)

WOMEN CLIENTS

PORTFOLIO BALANCE
(IN THOUSANDS)

% OF PORTFOLIO BY COUNTRY

MFIs SERVED BY SIZE
(MEASURE IN%)

DEPARTMENTS SERVED BY MFI
IN CENTRAL AMERICAN REGION
DECEMBER 2020

Nicaragua

PRODESA FUNDEMUJER LEÓN 2000 FUMDEC COOP. VISION
  • Carazo
  • Chontales
  • Boaco
  • Rivas
  • Costa Caribe Sur
  • Masaya
  • Río San Juan
  • Estelí
  • Managua
  • León
  • Carazo
  • Chinandega
  • Managua
  • León
    Carazo
  • Chinandega
  • Jinotega
  • Matagalpa
  • JINOTEGA
  • MATAGALPA
CREDIEXPRESS FUNDENUSE ACODEP AFODENIC MICREDITO
  • MASAYA
  • MANAGUA
  • MATAGALPA
  • NUEVA GUINEA
  • JINOTEPE
  • JUIGALPA
  • LEON
  • ATLANTICO NORTE
    BOACO
  • ESTELI
  • JINOTEGA
  • MADRIZ
  • MATAGALPA
  • NUEVA SEGOVIA
  • LEON
  • MANAGUA
  • MATAGALPA
  • ESTELI
  • NUEVA SEGOVIA
  • MANAGUA
  • JUIGALPA
  • NUEVA GUINEA
  • ATLANTICO SUR
  • BOACO
  • CHONTALES
  • BOACO
  • CHINANDEGA
  • ESTELI
  • GRANADA
  • JINOTEGA
  • LEON
  • MANAGUA
  • MASAYA
  • MATAGALPA
  • RIVAS
COOP. MANO A MANO FUDEMI COOP. CENTRAL
  • Región Autónoma del Atlántico Norte
  • MATAGALPA
  • MANAGUA
  • MASAYA
    GRANADA
  • CARAZO
  • RIVAS
    LEON
Carazo

 

Guatemala

CODINO RED FASCO ADICLA COOP. CREDIGUATE FUND. SERVIGUA
  • Sololá
  • Suchitepéquez
  • Quiché
  • Totonicapán
  • Huehuetenango
  • San Marcos
  • Sololá
  • Totonicapán
  • Guatemala
  • Chimaltenango
  • Quetzaltenango
  • Sololá
  • Suchitepéquez
  • Escuintla
  • Quiché
  • Totonicapán
  • Sololá
  • Suchitepéquez
  • Quiché
  • Totonicapán
  • Huehuetenango
  • San Marcos
  • Quiché
ADIGUA
  • Sololá

 

El Salvador

AMC EL SALVADOR FOMENTA INV. CONFIANZA MICRONEGOCIOS
  • Santa Ana
  • Sonsonate
  • Usulután
  • San Miguel
  • La Unión
  • San Salvador
  • Chalatenango
  • San Vicente
  • Usulután
  • San Salvador
  • San Vicente
  • La Libertad
  • Cuscatlán
  • La Paz
  • EL SALVADOR
  • HONDURAS
  • GUATEMALA
  • SAN MIGUEL
  • SAN SALVADOR
  • SANTA ANA

 

Costa Rica

ACORDE EDESA GRAMEEN COSTA RICA ADAPTE ADRI
  • ALAJUELA
  • CARTAGO
  • HEREDIA
  • LIMON
  • PUNTARENAS
  • SAN JOSE
  • CARTAGO
  • GUANACASTE
  • ALAJUELA
  • PANAMA
  • Cartago
  • Liberia
  • SAN JOSE
  • PUNTARENAS
  • SAN JOSE
  • ALAJUELA
FUDECOSUR CRECE REDCOM
  • PUNTARENAS
  • SAN JOSE
  • SAN JOSE
NO APLICA

Honduras

AHSETFIN AMC FINSOCIAL CREDISOL
  • TEGUCIGALPA
  • CHOLUTECA
  • COMAYAGUA
  • VALLE
  • EL PARAISO
  • LA PAZ
  • TEGUCIGALPA
  • CHOLUTECA
  • NACAOME
  • COMAYAGUA
  • LA ESPERANZA
  • GRACIAS
  • VALLE
  • SIGUATEPEQUE
  • FCO MORAZAN
  • OLANCHO
  • OCOTEPEQUE
  • SANTA BARBARA
  • EL PARAISO
  • CHOLUTECA
  • INTIBUCA
  • CORTES
  • SANTA BARBARA
  • COMAYAGUA
  • ATLANTIDA
  • COLON
  • COPAN
  • LEMPIRA
  • OLANCHO
    YORO

Panamá

PROCAJA
  • VERAGUAS
  • LOS SANTOS
  • COCLE
  • HERRERA
  • CHIRIQUI

Financial Impact MFIs Served by SICSA
2017 - 2021

Active Portfolio US $ MM
Amount in Millions of U $

Financial Results MFI Served by SICSA
2017 – 2021

(Expressed in US $)

Consolidated (Large, Medium and Small MFIs)

2017 2018 2019 2020 2021
Activo Totales 323,190,148 370,892,634 326,150,215 267,518,587 264.500
Cartera 234,942,712 281,286,908 237,733,771 198,960,831 196.450
Pasivos 242,794,059 275,126,021 245,767,140 197,916,936 191.200
Patrimonio 80,396,089 95,766,613 80,383,075 69,601,651 68.425

Financial Impact MFIs Served by SICSA
2017 - 2021

(Expressed in US $ MM)
Balance Statement

SICSA Financial Impact
2017 - 2021

(Assets, Liabilities and Equity)
(Expressed in US $ 000)

SICSA Loan Portfolio Impact
2017 – 2021

(Assets, Liabilities and Equity)
(Expressed in US $ 000)
Current Loan Portfolio

CONSOLIDATED REPORT OF MFI CLIENTS OF SICSA

(In US $)
AS OF DECEMBER 31, 2020
CONSOLIDATED MFI BY SIZE

IMF Activos Totales Cartera Pasivos Patrimonio No de IMF
Grandes 171,853,371 141,368,538 125,766,521 46,086,850 8
Medianas 23,086,487 17,723,715 16,757,992 6,328,496 3
Pequeñas 72,578,729 39,868,578 55,392,423 17,186,305 27
TOTAL 267,518,587 198,960,832 197,916,936  69,601,651 38

INDICATORS

Indicadores Financieros y de Eficiencia

IMF Solvencia Patrimonial CeR>30 ROA ROE Eficiencia Operativa
GRANDES 26.82% 7.89% 1.17% 4.35% 7.53%
MEDIANAS 27.41% 6.20% 1.44% 5.24% 14.65%
PEQUEÑAS 23.68% 16.49% -3.32% -14.01% 12.75%
PROM. 26.02% 9.46% -0.03% -0.10% 9.56%

IMPACT INDICATORS

IMF No. Clientes % Clientela Mujeres Cartera Promedio US$* Personal Total % Relación O.C./P.T.**
GRANDES 85,466 49.75% 1,654 905 41.7%
MEDIANAS 21,511 63.16% 824 175 47.4%
PEQUEÑAS 31,405 61.96% 1,269 438 35.4%
Total / Prom. 138,382 54.61% 1,438 1,518 40.5%